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Cinema Special: Anything on Cinema | | best ATM usage tips from takemytips.com | |
| Best ATM Usage Tips to avoid transactional Charges:
As per RBI Guide Lines: 5 free transactions will be allowed a month at your own bank’s ATM’s and Only three from other bank ATM’’s, if you cross incur per excess transaction is Rs.20.
(Applicable only in six metro cities—Mumbai, New Delhi, Chennai, Kolkata, Bangalore and Hyderabad.)
Tips from takemytips.com to avoid transactional fees
1) Try and use Internet or Mobile banking, so that you don’t exhaust your free ATM limit for cash withdrawal.
2) Better to use a debit card for shopping needs. But remember that some outlets charge an additional 1-2% of the total amount if you pay by card.
3) Do not use ATM for mini statement or balance enquiry:
4) It is a good idea to withdraw enough cash from the ATM that can manage your financial needs for at least a week.
5) Pay your Utility bills by using your debit card.
Posted by: Ms. TAKEMYTIPS tips of life At: 2, Dec 2014 2:18:17 PM IST
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